Earn Up To $500: Checking & Savings Account Offers TD Bank
You must receive a total of $1,000 or more in qualifying electronic deposits to your account within 90 calendar days of account opening. Once the required activities are completed, you’ll receive your new checking account bonus within 15 days. New checking customers can earn up to $500 by opening a new eligible checking account, then setting up and receiving qualifying direct deposits into the new account within 90 days of account opening. Open a no monthly maintenance fee Access Checking account, or view our other checking account options. To be paid, make sure you keep your Spending Account open and in Good Standing through the payout.
- You can earn a $400 cash bonus by having at least $4,000 in qualifying direct deposits within the first 90 days.
- However, to discourage new customers from signing up for an account just to collect a bonus and then closing it, there may be penalties for closing your account within a certain number of days or months after receiving a bonus payout.
- If you are subject to backup withholding at the time of payment, we may withhold the required amount and remit to tax authorities.
- We’ve rounded up additional excellent checking account bonuses and savings account promotions below.
- We’re here to help with all of your HSA needs – including eligibility, coverage, debit card access and more.
- Other deposits or credits to your account, such as deposits of funds from person-to-person payments services (e.g., Zelle®), check or mobile deposits, and other online transfers are not eligible for TD Early Pay.
Interest rates on deposit accounts have been falling, which means your savings balance may not be earning as much as it used to. We’re here to help with flexible savings and investing options to keep your cash working while you focus on your business. We’re here to help with all of your HSA needs – including eligibility, coverage, debit card access and more. We’re here to help with options and answers you need from being pre-approved to purchase your first home to refinancing your mortgage. If you’d like to open a new account, we’re here to help with current rates, term options and more.
If you open in a branch using your offer code, you may open any eligible consumer checking account. Make $1,000 or more in qualifying direct deposits within the first 90 days of offer crazytower enrollment. $25 minimum opening deposit if opening in branch. For example, preauthorized transactions and other transactions may post to your Account even when the balance in your Account is not sufficient to pay the transaction. We may decline or return transactions that would result in an overdraft. Other deposits or credits to your account, such as deposits of funds from person-to-person payments services (e.g., Zelle®), check or mobile deposits, and other online transfers are not eligible for TD Early Pay.
Once you have met all requirements, we will deposit the bonus into your new account within 30 calendar days. You must open a new, eligible checking account and make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment. We encourage you to make an appointment if you would like to open an account in a branch. In-branch openings allow for face-to-face interactions that might be helpful if you prefer discussing financial matters in person or have questions about this checking bonus promotion.
What is the best way to get this bonus offer, in branch or online?
4TD Beyond Checking accounts are eligible for monthly maintenance fee waivers on all personal savings accounts that you choose to link to your TD Beyond Checking account. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit. See our top picks based on interest rates, fees, ATM access, and more. We identified the 10 best checking accounts that are free to open and maintain. If you’re looking to open a high-yield savings account, SoFi and Amex both offer excellent options. Some of the banks currently offering checking account bonuses include SoFi, Chase, Citi, Bank of America, and TD Bank.
Do I need to switch banks to be eligible for a checking account bonus?
12For certain eligible direct deposits, we may make funds available for your use up to two business days before we receive the funds from your payor with our service, TD Early Pay. Upon the primary account holder’s 24th birthday the account will be subject to the monthly maintenance fee unless account requirements that waive the monthly maintenance fee are met. 8TD Complete Checking monthly maintenance fee waived if the Primary account holder is 17 through 23 years of age.
You can earn a $400 cash bonus by having at least $4,000 in qualifying direct deposits within the first 90 days. BMO Bank is currently offering a new account bonus on its Smart Advantage and Smart Money checking accounts. If these qualifications are met, your bonus will be paid to your account within 120 days from account opening.
The number of checking and/or savings accounts you should have will depend on a few factors. That includes what fees might be incurred and how long you might have to wait for the bonus to be paid. That may be a high APY, a large network of branches or ATMs, or low or no fees. Around 100 financial institutions surveyed by our team of experts. ON THIS PAGEMore information about bank bonuses, checking account bonuses, and savings account bonuses Bonus$50 or $400Earn $50 or $400 with eligible direct deposit.
- We’re here to help with options and answers you need from being pre-approved to purchase your first home to refinancing your mortgage.
- To be paid, make sure you keep your Spending Account open and in Good Standing through the payout.
- For example, preauthorized transactions and other transactions may post to your Account even when the balance in your Account is not sufficient to pay the transaction.
- The information related to Citi checking accounts and Wells Fargo Clear Access Banking has been collected by NerdWallet and has not been reviewed or provided by the issuers or providers of these products or services.
- Open a no monthly maintenance fee Access Checking account, or view our other checking account options.
- Rewards will be transferred to your Account within ten (10) calendar days after the conclusion of the respective Eligibility Period (“Payout Window”).
More checking options
Simply bring it to your local branch, and one of our bankers will be happy to help you get started. Deposit products are offered by Ally Bank, Member FDIC. ACH transfers from an account you have at another financial institution or internal transfers from another Ally Bank account are not considered a QDD. One bonus per customer and only one bonus paid per account.
We’ve rounded up additional excellent checking account bonuses and savings account promotions below. In 2026, checking account bonus offers could land you between $100 and $3,000. Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of content on the banking team. She previously edited content on personal finance topics at GOBankingRates. Ruth Sarreal is an editor and content strategist covering consumer banking topics at NerdWallet.
7Customers with a TD Complete Checking account are eligible for a monthly maintenance fee waiver on one personal savings account that you choose to link to your TD Complete Checking account. Maintain the required balance of at least $10,000 for 90 additional days from the 20th day after account opening.